FSP Licence Number 44816
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PayGate Terms And Conditions

Detailed description of goods and/or services
Khwezi Financial Services is a business in the Financial industry that markets Financial Services.

Customer privacy policy
Khwezi Financial Services shall take all reasonable steps to protect the personal information of users. For the purpose of this clause, "personal information" shall be defined as detailed in the Promotion of Access to Information Act 2 of 2000 (PAIA). The PAIA may be downloaded from:
http://www.polity.org.za/attachment.php?aa_id=3569

Payment options accepted
Payment may be made via Visa, MasterCard, Diners or American Express credit cards or by bank transfer into the Khwezi Financial Services bank account, the details of which will be provided on request.

Credit card acquiring and security
Credit card transactions will be acquired for Khwezi Financial Services via PayGate (Pty) Ltd who are the approved payment gateway for Standard Bank of South Africa. PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no credit card details are stored on the website. Users may go to www.paygate.co.za to view their security certificate and security policy. Administration fees apply.

Customer details separate from card details
Customer details will be stored by Khwezi Financial Services separately from card details which are entered by the client on PayGate’s secure site. For more detail on PayGate refer to www.paygate.co.za.

Merchant Outlet country and transaction currency
The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction Currency is South African Rand (ZAR).

Responsibility
Khwezi Financial Services takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website, customer service and support, dispute resolution and delivery of goods.

Country of domicile
This website is governed by the laws of South Africa and Khwezi Financial Services chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature.

Variation
Khwezi Financial Services may, in its sole discretion, change this agreement or any part thereof at any time without notice.

Company information
This website is run by Khwezi Financial Services (Pty) Ltd based in South Africa and with registration number 2013/129459/07.

Khwezi Financial Services
info@khwezifs.co.za
+27 (21) 300 3117